A while back, I blogged about alternative payment systems Bill Me Later and eBillMe. Now Apple has introduced a new alternative for credit-poor buyers. When I was buying an Apple gift card online the other day, I was surprised to see an option to “Pay with two credit cards.” Click on that link, and a second credit card payment field opens up. The buyer can specify how much they prefer to charge to each card. An innovative solution on Apple’s part, and just another sign of the times.